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Continue to ChatJust for 2016, we know rates are going up in exchange plans, but we don’t have the data to accurately predict off-exchange premium rates. - Katherine Hempstead from https://whatsmyquote.com/quote/just-for-2016-we-know-rates-are-going-up-in-exchange-plans-but-we-don-t-have-the-data-to-accurately-predict