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Continue to ChatIf there is one common theme to the vast range of crises...it is that excessive debt accumulation, whether it be by the government, banks, corporations, or consumers, often poses greater systemic risks than it seems during a boom. - Carmen Reinhart from https://whatsmyquote.com/quote/if-there-is-one-common-theme-to-the-vast-range-of-crises-it-is-that-excessive-debt-accumulation-whether-it-be