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Continue to ChatFrom the very first time I talked to Safeco employees, I said the reality was expenses were too high and the reality is two-thirds of our expenses are people, so the reality is there will be effects on people. - Mike McGavick from https://whatsmyquote.com/quote/from-the-very-first-time-i-talked-to-safeco-employees-i-said-the-reality-was-expenses-were-too-high-and-the